HOW TO OBTAIN A REAL ESTATE CREDIT WITHOUT CDI ?
How to obtain a real estate credit without CDI ?
To obtain a real estate loan when you do not have a permanent contract, you must be convincing to your bank and have a stable financial situation.
Getting a mortgage without a permanent contract is not easy, but it is far from impossible. If the bank is reluctant to lend to a person who does not have a very stable situation, it is because it is afraid of not being repaid. The future borrower will then have to find other ways to reassure the credit institution if he wants to take out a loan.
The real estate credit for the people who are not in permanent employment
Non-salaried workers who have a functioning business will be able to borrow if their financial balance sheets are encouraging. As for people on fixed-term or temporary contracts, the situation is more delicate, but some banks agree to lend them money if they can prove that they have been working in this way for several years with an average salary sufficient to repay a loan.
This is also the case for intermittent workers in the entertainment industry. The bank will review the banking history of the past months or even years to determine the level and regularity of income.
